Raj Virk

Full CV / Resume

RAJINDER SINGH
#9012323010
E-Mail:


Striving constantly , to achieve a position in highly reputed, employee motivated, growth oriented and progressive organization where my work experience and efficiency can be utilized to accomplish the goals of the organization and financial skills can be applied for effective results
Business Skills

• Energetic and result oriented professional with work experience in the field of banking industry.

• Skilled team player: ability to merge, lead and motivate teams to maximize productivity.

• Exceptional communication, analytical & inter personal and problem solving skills.

• Customer Management: Interfacing with the customers to get their feedback / queries to further increase the efficiency of services.

• Dedicated and highly ambitious to achieve personal as well as organizational goals

• Ability to build new territories and expand opportunities towards the achievement of stated targets.

• Strong knowledge and experience with MS Office.

Employment Highlights

Present status:- Working with Indiamart Intermesh pvt. Ltd. From October '15 to till date
Location:- Amritsar
Designation:- Branch Sales Manager
• Monitoring and analysis of key data of the region allocated including sales figures, sales personnel, productivity ratios, clients work status and receivables.
• Handling the team of 20 personnel which include 4 Manager , 4 Assistant Manager , 4 sr. Executive and 8 executive.
• Accuray forecasts weekly, monthly, quarterly and yearly revenue streams.
• Identifying the opportunity & problem areas, preparing the action plan for achieving the key sales figures and presenting the Branch Sales reports. Actively driving and ensuring sale target achievement, management of sales support function and timely work completion of customers.
• Recruit, develop & ensure Retention of respective team by formulating their development plans, meeting their training needs and communicating with them on a regular basis.
• Record performance metrics and monitoring key parameters to increase the overall productivity of the sales personnel.
• Drive performance incentive structure and sales promotion market feedback and provide periodic updates to the management for formulation of policy & strategy.
• To penetrate all targeted s and originate sales opportunities for the company's products and services. To set up and deliver sales presentations, product/service demonstrations on daily basis with his/her team.
Previous Highlights:- Working with HDFC Bank Ltd. Since September’13 to October'15
Location:- Rudrapur
Designation: Relationship Manager – Retail Agri
Key Result Areas
• Customer handling and maintaining good relationship with customer.
• Handling team of 4-5 sales executives to ensure business growth.
• Submit loan applications to credit manager with recommendation for approval or rejection.
• Achieving sales target ( Agri-loan etc.) through team work.
• Managing portfolio of 100-150 customers.
• Recovering Non Performing Asset (NPA) s.
• Handling housekeeping viz. Credit Acknowledgement Memo (CAM), Letter of Acknowledgement Debt (LAD), Post Disbursement Documents (PDD)
• Responsible for sourcing, servicing and dispersing the business.
• Responsible to set new standard of customer satisfaction.
• To manage quality of portfolio.
• Maintaining records of customers according to bank policy and procedures.

Previous Highlights: Worked with Axis Bank Ltd. since August ’11 – September ‘13
Location:- Amritsar
Designation: Assistant Manager - Front desk Officer

Key Result Areas

• Customer handling and direct interaction as a front desk officer.
• Handling and verification of cash, Gold coin verification and Locker Handling as a joint custodian.
• Ensure compliance with Banking rules, Regulations & Procedures to ensure good Audit Rating.
• Automated ler Machine (ATM) operations viz. cash loading, cash shortage/excess handling, surprise check and Dispute resolution.
• End of Day (EOD) report verification.
• Handle customer’s enquiries and instructions, whilst ensuring that the Bank's delivery standards in achieving total customer satisfaction are met timely checking of opening documentation, opening of s etc.







Summer Internship

Summer Internship 2010-2011
ORGANISATION: Standard Chartered Bank
LOCATION: Ludhiana
Project: Comparative analysis of ULIP VS Mutual Funds in banking and their preference
Objectives
• To understand the reason for which customer prefer ULIP over MF
• To find the significance difference between customers of different income with that of investment mode,
• To compare investment option of customers in ULIP and MF
• To compare the performances of ULIP offered by private sector banks (risk and return).

Academic Details

2011 MBA with super specialization in Finance from Lovely School Of Business (LPU), Phagwara with CGPA of on
the scale of 10.
2009 BBA from Amrapali Institute of management (Kumaun University, Nainital), with marks with major in
Finance and minor in
Achievements
• Got 95% marks and distinction certificate from CBSE board in +2 in political science subject.
• Participated in National Seminar on Professional Education during Graduation.
• Got certificate of excellence from Human Resource club during Graduation.
• Participated in Adventure club week during graduation.

Personal Details
Date of Birth July 05, 1988
31, Prof. Enclave, Near Marwaha Marble, Chhearta Road, Amritsar (143001)
Language known English, Hindi and Punjabi
Marital Status Married

Declaration
“I hereby declare that all the above information about me is true to the best of my knowledge.”
Date:
Place: Amritsar Signature